Homebuyers before you do anything-do this first
Do you worry about identity theft?
Buyers do this prior to even being preapproved for a mortgage as it takes about 10 days to become active.
When a creditor pulls your credit report all three bureaus put you on an active list and then sells your name and information to companies buying mailing lists. Your private information is for sale. When you move most junk mail will not be forwarded to your new home. Will the person moving in after you be so diligent in shredding your vital information? Probably not. Here is what you need to do.
Stop credit card, home equity loans and mortgage solicitations in your mail before you move! All junk mail solicitations for credit cards, etc should be shredded before you throw it away.
*Call-Opt Out 888.567.8688 from your home phone number. An automated
system will ask you to verify some information.
*Wait a few days to receive the paper work that need to be signed or go directly to
Opt-Out to print out the registration from, sign, and send.
That’s it. The entire process takes about 5 minutes and you will see a reduction in your junk mail. No more shredding!
Technorati: identity theft, junk mail, opt-out, mortgage, home buyers
